Priority Payday Loans Rebrands Site to Focus on US Market

In an effort to better reach American consumers, Priority Payday Loans recently introduced a rebranded version of the popular short-term lending resource.

LOS ANGELES, May 7, 2012 /PRNewswire via COMTEX/ -- Short-term financial resource Priority Payday Loans recently began focusing exclusively on American consumers. The site, reintroduced as USA.PriorityPaydayLoans.com, announced the rebranding initiative after reports indicated a rapidly changing overseas demand for short-term financial products. Since the launch, Priority Payday Loans is reporting a significant change in site interaction.

"We are excited to see such a positive reaction to our domestic rebranding initiative," Priority Payday Loans spokeswoman Michele Holbrook said. "The consumer interaction we are experiencing is much more targeted and our user base is expressing a higher level of satisfaction after the launch."

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TransUnion: National Credit Card Delinquencies Increase, but Remain Near Record Low Levels

CHICAGO, IL, Nov 15, 2011 (MARKETWIRE via COMTEX) -- The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) increased in the third quarter for the first time since the fourth quarter of 2009, edging upward to 0.71 percent. Average credit card debt per borrower increased $63 in the quarter to $4,762, though it remains near record-low levels. This information is reported by TransUnion and is part of its ongoing series of quarterly analyses of credit-active U.S. consumers, evaluating how they are managing credit related to mortgages, credit cards and auto loans.

The Q3 2011 TransUnion data released today show credit card delinquency rates rising from the historic lows of last quarter. "This is the first quarterly increase we've seen in almost two years," said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit. "Even so, we are still well below historical norms. In fact, we're at the second lowest delinquency rate nationwide that we've seen in the past 16 years.

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US economic data inspires cautious optimism

Economic indicators in the US are showing signs of recovery, despite the Federal Reserve’s unwillingness to take the steps needed to curtail the budget deficit, according to Julius Baer.

A household would never run its budget the way the US government does, said Mark Matthews, a managing director at the boutique private bank. If the US were a household with an annual family income of $21,700 (its gross domestic product), it would be spending $38,200 every year. Despite an outstanding credit card bill of $142,710, it is still adding new debt of $16,500 annually — and through painful efforts it recently achieved a budget cut of $385.

There has been some improvement in the jobless numbers, but unemployment has been above 9% for 28 months now. That is its longest slump since 1945.

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Which Credit Cards Can Help You Rebuild Credit?

Today, bad credit is a common problem that many consumers are confronted with.  The good thing is, you can do something to improve your credit score and get yourself out of bad credit.  On this post, let’s take a look at some of the credit cards that you can use to rebuild your credit more quickly. 

Secured Credit Cards. A secured credit card is a popular type of bad credit credit card that requires the submission of security deposit.

Unsecured Bad Credit Credit Cards.  There is a new type of bad credit credit card in the market which does not require security deposits.

Prepaid Credit or Debit Cards. Prepaid credit cards or debit cards have evolved since they were first introduced in the market.

Anyone can easily obtain a prepaid debit card regardless of credit history or credit score.

Read more Which Credit Cards Can Help You Rebuild Credit?

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