In line with the merriment and celebrations, consumers should also be conscious about their spending to avoid holiday debt. Nobody wants to wake up the next morning of the New Year stuck in a pile of debt, not knowing where to begin with repayment.
The best way to start the year right and stress-free is to avoid holiday debt. By this, we mean credit card debt. Indeed, many credit cardholders are guilty to maxing out their limit, buying gifts and spending on food – charging everything to credit. Sure enough, having a credit card is a convenient way to purchase but don’t forget that you are still spending real money.
Read more Don’t Get Stuck with Holiday Credit Card Debt
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