Debit card fees are coming: How to avoid them

Debit cards are convenient, widely accepted and safe. Unlike a credit card with a generous limit, your debit card will not lead you into temptation every time you go to the mall.

But, increasingly, consumers who want that kind of discipline will have to pay for it.

Bank of America disclosed last week that it will soon charge customers $5 a month to use their debit cards for purchases. Bank of America will charge the fees for both PIN and signature debit card transactions, spokeswoman Anne Pace says.

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